We seek to bridge the funds gap and strategically growyour business finance healthwith our fund-raising programmes like;
Fund Raising
Working CapitalOD/CC Against Property
Cash credit or bank overdraft is the most useful and appropriate type of working capital financing extensively used by all small and big businesses. It is a facility offered by commercial banks whereby the borrower is sanctioned a particular amount which can be utilized for making his business payments. The borrower must make sure that he does not cross the sanctioned limit. The best part is that the interest is charged to the extent the money is used and not on the sanctioned amount which motivates him to keep depositing the amount as soon as possible to save on interest cost. Without a doubt,this is a cost-effective working capital financing.
Unsecured CC/OD/WCTL LimitsUnder CGTSME Scheme
Loans where there is no requirement of a collateral or primary security. The process to secure such loans is seamless, with hassle free and quick processing. Based on financial strength of the firm, our professionals support clients all through the procedure till the loan is disbursed. It is offered for a wide range of businesses and trade with the scale of loan tenure spanning from one to four years.
Term Loans and Mortgage Loans
Apply for loan against property by pledging your commercial or residential property as collateral. Get up to 60%-85% of your property’s value as loan as term loan or O/D. Enjoy competitive interest rates and customised options with the hassle-free processing on loans against property
Unsecured Business Loan Finance up to 10 Crores
We Can Provide CGTSME Scheme under Govt of India Initiative for SME Manufacturers, Traders, and Service providers, where 20% of the total turnover can be given as working capital limit (OD/CC) or working capital term loan. Banks do not take any property as collateral. Only stocks and debtors are hypothecated. Maximum funding is restricted to 2 Crores or 20% of turnover whichever is lower.
Invoice/Bills/Debtors Discounting and Credit Line
Discount your Invoices/ Trade receivables at discounting rates as low as 1.2 to 2% per month. It is a zeroliability bill discounting service that does not impact your balance sheet. This product unlocks the money tied up in delivery invoices and fuels your business growth.
Machinery Loans
It helps to buy new equipment/machinery with Flexible loan repayment options with easy EMIs. Collateral-free loans from selected NBFCs, Small Finance banks, etc.